Chapter 4: Credit File Ancillaries, etc.
IN THIS LESSON
DTEC® enables customers to search the Equifax national consumer database by inputting only a consumer’s 9- digit Social Security Number.
Benefits
Improves Recovery Efforts: Improves productivity in application processing and unpaid account recovery.
Helps Minimize Risk: Reduces fraud risk by returning warning messages about known or potentially fraudulent identification elements.
Helps Improve Productivity: Verifies ID and address information quicker than manual methods.
Key Features
Returns consumer identity information - including age and employment when available - by inputting only a consumer’s 9-digit SSN.
Delivers multiple identities (up to 4 available) with one SSN/inquiry.
SSN warnings alert customers to possible input errors or potential fraudulent situations.