Chapter 21: Commercial Services
IN THIS LESSON
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The Small Business Financial Exchange (SBFE) is an industry trade association comprised of over 135 U.S. small business lenders, including many of the largest banks and credit card issuers. Established in 2001, SBFE provides a central repository for aggregating credit payment performance data and providing it to major credit reporting bureaus for inclusion in risk management products. SBFE operates a "give to get“ business model where only trade association members that contribute data can access the risk products from SBFE's commercial credit bureau partners, including Dun & Bradstreet, Equifax, Experian, and LexisNexis Risk Solutions. SBFE's mission is to enable the lending industry to build an accurate picture of small business credit health.
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The Commerical Financial Network (CFN) is a shared data exchange that gives members access to commercial payment performance data along with unique data about employment, business ownership, identity, wealth and assets. This network fuels the creation of analytic insights that can help your business identify, reach, decision and grow commercial customer relationships.
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PayNet® helps commercial lenders make better decisions. We provide private company credit assessments plus insights about Main Street’s access to capital.
Registered User Benefits
Compare SBLI trends by state and industry
Compare SBDI trends by state and industry
Loan default forecasts
Download national historical data
Monthly commercial credit conditions reports
Export customizable charts and graphs
Quarterly Small Business Credit Outlook
Analyze SBLI data by state and industry
Analyze SBDI data by state and industry
Default forecasts by county
Download state and industry commercial credit reports
Extensive monthly & quarterly reporting
Completely free
Much more...
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Ansonia Credit Data is the leading credit reporting company that today’s Fortune 500 companies are choosing over better-known providers of overpriced, outdated and cumbersome reports. With no set-up or annual fees, and no long-term contracts, our continuously updated reports provide access to a multi-billion dollar database of every industry, including factors, railroads, office products, transportation and manufacturers across all market sectors. Whether using Ansonia credit information to screen new customers, monitor and score portfolios, or flag problem debtors through our member alert system, you will fast discover that our reports are the most readable, reliable and customizable in the industry.
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The Business-to-Business (B2B) Marketing List database is compiled from multiple sources, which are continually growing to provide greater coverage. This database is verified annually and updated daily. Core elements of all business records are verified and date-stamped upon verification. Select from the database using different criteria such as geography, industry classification, business firmographics, or business credit information.
GLOBAL
117.8 million business records
8.7 million associated with a corporate family
UNITED STATES
53 million business records
95%+ are small businesses
Up to 40K businesses are added weekly
Equifax stores all previously gathered demographic information from all sources we leverage to perform matching. This equates to a billion+ data points used for reference when attempting to match a site.
More information about B2B Connect can be found on Sales Hub (Solutions > Commercial > B2B Connect)
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Equifax's Merchant Data is a comprehensive database that provides valuable insights to financial institutions and businesses about merchants and their payment processing activities. It contains detailed information such as merchant identification, transaction history, chargeback ratios, and other risk indicators. This data enables organizations to make informed decisions about which merchants to partner with, monitor their transaction activities, and detect potential fraud or other risks. Overall, Equifax's Merchant Data helps businesses to manage risk effectively and make informed decisions that can lead to increased profitability.