IN THIS LESSON

BDS predicts the likelihood of a business incurring severe delinquency (91 days or greater), charge-off, or bankruptcy on any account within the next 12 months. The score uses financial and nonfinancial payment information, public records, and firmographics for a higher degree of predictability.
BDFS predicts the likelihood of a business incurring severe delinquency (91 days or greater), charge-off, or bankruptcy on financial accounts within the next 12 months. The score uses financial and nonfinancial payment information, public records, and firmographics for a higher degree of predictability.
The BFS indicates the likelihood that a business will cease operations with debt to creditors within the next 12 months due to formal or informal bankruptcy. The score uses nonfinancial payment information, public records, and firmographics.
A high-performance solution that predicts the likelihood of a business incurring severe delinquency (91 days or greater), charge-off, or bankruptcy on financial accounts within the next 12 months. The score includes financial institution data, nonfinancial data, and consumer data.
OneScore for Commercial helps predict the likelihood of a financial account becoming severely delinquent, including information on accounts that are 91 or more days past due and any major derogatory events and bankruptcies within 12 or 24 months following account origination.
OneScore for Commercial leverages data from both financial and non-financial institutions.

Lesson 2: Commercial Scores